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Everyone concludes at least one insurance contract in their lifetime – to protect their home, car, or life, or to ensure coverage of health expenses when traveling abroad. Most people are familiar with the main characteristics of the insurance contract – it is concluded in writing, most often in the form of an insurance policy, the general terms and conditions of the insurer apply to it, the policyholder has obligations to declare certain circumstances (the so called circumstances affecting the risk) and to pay a premium. In their turn, the insurer has one main obligation – to pay indemnity upon occurrence.
Two of the most experienced DPC dispute resolution experts answer some key questions on civil litigation and arbitration and ADR in Bulgaria, which can be compared with the answers to the same questions for 25 other jurisdictions.
With a significant increase in cross-border investments, the globalisation of real estate is on the rise. This guide offers a comprehensive outlook of real estate transactions Austria, Bulgaria, Czech Republic, Germany, Hungary, Poland, Serbia & Montenegro, Turkey.
The constant development of the internet and new technology progressively and relentlessly changes the world in which we live, communicate, do business and exercise our citizen rights. And as difficult as it might sometimes be, the legislator enthusiastically endeavours to keep up with the pace of the digital reality. A recent and vivid example of an attempt to adapt the online world to the administrative reality, existing within the physical one, is the European Regulation (EU) No 910/2014 on electronic identification and trust services for electronic transactions in the internal market, repealing Directive 1999/93/EC1.