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Everyone concludes at least one insurance contract in their lifetime – to protect their home, car, or life, or to ensure coverage of health expenses when traveling abroad. Most people are familiar with the main characteristics of the insurance contract – it is concluded in writing, most often in the form of an insurance policy, the general terms and conditions of the insurer apply to it, the policyholder has obligations to declare certain circumstances (the so called circumstances affecting the risk) and to pay a premium. In their turn, the insurer has one main obligation – to pay indemnity upon occurrence.
Zoya Todorova comments the decision of the Bulgarian Commission for Protection of Competition to carry out an in-depth study of the proposed acquisition of CEZ' business in Bulgaria by Eurohold in the context of the EU guidance and practice regarding non-horizontal mergers. *The publication is in Bulgarian
Desislava Krusteva summarizes what are the legal and practical challenges to E-commerce related to the requirements for recording and reporting sales and the management softwares.