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Like all types of insurance, Motor Third Party Liability (MTPL) insurance is essentially a contract. As such, it should be entered into and terminated freely, at the will of the parties involved. However, MTPL contracts are a notable exception to this rule, as they serve a specific social security function.

As of 1 January 2026, retailers must be ready to accept both EUR and BGN as payment currencies and return change in EUR in case of cash payments.

In practice, the mixing of the two types of contracts most often occurs by including terms and conditions that are typical of an employment contract in a civil contract. This happens either inadvertently or intentionally in pursuit of more versatility given the more flexible terms of civil law, rather than compliance with the more formal and strict requirements of the Labour Code. This entails the risk of the contract being declared an employment contract with the inherent consequences, as well as the possibility of imposition of financial sanctions. Below we briefly review the most common employment clauses that have no place in a civil contract and the inclusion of which may raise questions about the nature of the relationship.

In this article we briefly present several types of clauses that can be included in a civil contract and that can provide greater protection of the parties’ interests and more clarity in their contractual relationship.

How can franchising help you start your own business?

Buying a property for residential or business purposes can be an exciting venture, but the process is lengthy and fraught with pitfalls. Many parties wait too long before seeking professional assistance. The DPC team outlines the most common issues encountered in practice when concluding a real estate transaction and how they can be avoided with the assistance of a professional in the field.

Its primary aim is to improve ESG standards in the European Union, while reducing the administrative burden on business that the current ESG-regulatory framework creates.

Regulation 2024/1689, a.k.a the AI Act, is step by step going to introduce various requirements to the different stakeholders. Our colleagues Assoc. Prof. Martin Zahariev, PhD, and Andreas Petkov have prepared a timeline roadmap to guide you through the crevices and intricasies of the AI Act compliance.

Insurance is financial activity that deals with specific terms. We have listed some of the most important ones (as regards Bulgarian Insurance Law) below.

Martin Zahariev, PhD delivered a presentation at a workshop on privacy and education in the context of the so called “once-only” principle.

Global Data Review – the leading information source within the data law landscape – has recently released its new survey Women in Data 2019.